Be the Bank — and Borrow on Your Terms

With BTB’s platform, you can secure the full funding your business needs to grow — not just a fraction. Our process is fast, simple, and completely transparent.

Total deposits made by BTB investors for loans

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Attractive
interest rate

Non-bank
loan

No
collateral

Our
business
financing
plans

Solo Loans

Up to ₪1M
From ₪100K | No collateral | Up to 8 years
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Solo+ Loans

Up to ₪6M
15% of revenue | No collateral | Up to 12 years
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Asset Backed Loans

LTV up to 85%
₪1M–₪6M | Term up to 40 years
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New Member

Up to ₪150K
for businesses over 1 year old | Up to 8 years
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What are we actually doing?

What are we
actually doing?

Connecting borrowers with investors

Since 2014, we have been connecting borrowers with investors through advanced financial technology. And when we say “borrowers,” we mean each and every one of you—business owners looking to secure a loan to grow your business.

A simple, fast loan process with a personal approach

With our technological system, you can check loan eligibility anytime with the click of a button. Requests that receive preliminary approval are given personal, professional, and exceptionally fast attention—so you can get the funding you need, exactly when you need it.

Professional financial technology

Pioneers of social lending in Israel is a title we take seriously, and by combining advanced financial technology with professional analysis, we make the banking of the future accessible to you—all without intermediaries, branches, or hundreds of employees.

Smart and user-friendly system

Loan tracking is done through the BTB system, a smart and user-friendly platform that allows you to view all the necessary information about your loan—original principal amount, remaining loan balance, upcoming repayment dates, and more.

So why would you want to get a loan from us?

You’d better sit down, because…
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Large Loans with Flexible Terms

You can receive loans of up to 1,000,000 NIS, without collateral, for periods of 4–8 years. This way, your business gets all the funding it needs to grow—while you enjoy convenient terms. Need a larger loan? Let’s talk.

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No Collateral Required

Unlike banks, with us you don’t need to pledge any collateral against a loan (for loans up to 1 million NIS, for periods of 4–8 years). We are here to support you—not the other way around.

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Fast Approval

BTB loans are approved within an average of three business days from the submission of all required documents. At BTB, there’s no need for a business plan in order to apply!

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Early Repayment

With us, you can repay your loan ahead of schedule—without penalties or fees.
 
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Outside the Bank’s Credit Exposure

Our loans are completely separate from your bank’s credit exposure, meaning your bank credit line is unaffected by BTB credit. Loans from BTB are transferred either to your business account or directly to your corporation—your choice.

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Attractive Interest Rates

Our loans are offered at attractive rates that help your business grow. In addition, the loan management fee is added to the overall loan amount, so your business receives the full financing it needs.

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Supervised by the Israel Capital Market Authority

As leaders of the reform, we operate in full compliance with the law regulating P2P lending platforms in Israel, which came into effect on February 1, 2018—officially known as Amendment No. 4 to the Financial Services Supervision Law (Regulated Financial Services), 2016. This is a law we initiated, supported, and actively promoted throughout its legislative process.

A Simple and Fast Process That Puts You at the Center

A phone consultation with a representative, personal guidance from a professional account manager, and a decision within 3 business days from the moment all documents are received. We’ve taken care of everything you need to apply for a loan easily and quickly—so you can stay focused on your business.
 

Mortgages

It doesn’t matter if you’re looking to purchase an investment property, upgrade your current home, or consolidate several loans into a single mortgage – with BTB HOME, you can receive an attractive offer tailored to your unique needs.

BTB in collaboration with the Government-Guaranteed Fund

Non-bank credit on excellent terms to help your business grow

Business owners share

Meet business owners who received funding to grow their businesses
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Meet Itai

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Meet Yehuda

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Meet Shoshi

Our loans are not available to every business, but only to those with a proven track record, at least one year of business activity, cash flow, and growth potential. Did you know that small and medium-sized businesses generate 54% of the GDP? This means that your investment, no matter the amount, joining thousands of other investors — helps advance the economy and business growth. We offer market-breaking loans to business owners who want and are able to grow — from ₪100,000 up to ₪1,000,000, for periods of 4–8 years. And of course, there are also longer loans for property owners — up to 40 years, secured by real estate or a cash deposit. So what do we have? BTB investors earn all the interest on the loans, and Israeli businesses and property owners receive the credit they need to achieve their goals. Simple, fair, smart.

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Who are we?

BTB is a pioneer of P2P lending in Israel. The platform began operating in 2014 after several years of intensive planning and development, once we were confident in the revolutionary product we built (you know, no half measures…). Since its founding, BTB has promoted legislation enabling the public in Israel to benefit from social lending — both as investors and as business owners seeking loans. By leveraging advanced financial technology, BTB has sparked a revolution, creating real competition in Israel’s credit market — allowing anyone to invest in Israeli businesses and earn interest. Now that we’ve introduced the platform, it’s time to meet the people behind it: the founders are Shlomi Turgeman (CEO) and Alon Katz (Deputy CEO), who also serve as directors. The company’s board includes Danny Krost (Chairman), Iris Shalegi, and Eli Kedush — all with extensive experience in banking, social entrepreneurship, and marketing, counted among Israel’s top experts. We work hard to make things easy for you. We love what we do — and we love success. We are technological, human, fast, and professional. We are the banking of the future. We are BTB.