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Meet Neo

A new investment product with instant money transfers!

A new investment product With instant money transfers

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“Investment with Money Transfers?
Step into the new world of Neo”

Neo is a new investment product that enables instant transfers between users while earning an annual interest rate of about 4.2%* as long as your money stays in Neo.
 

Brilliant! Your money in Neo is always available for immediate use

Funds in your Neo account are never locked and are always available. At any moment, you can transfer them to another Neo user or request to withdraw them to your bank account with even higher liquidity, thanks to our innovative liquidation mechanism.
 

With Neo, you don’t need to do anything to earn interest.

Unlike other places where you need to deposit a minimum amount or make purchases to qualify for interest, with Neo you don’t need to lift a finger. Every Neo account accrues an annual interest rate of about 4.2%* (with no deductions other than tax!) on the balance you hold.
 

When your money in Neo grows – you’re helping Israeli businesses grow too!

Your money in Neo is issued as loans to business owners, so every day your interest grows alongside the businesses it helps develop.

FAQ

You can transfer money to anyone with a mobile phone number.
If the recipient already has a BTB account, they’ll simply need to approve the transfer.
If the recipient doesn’t yet have a BTB account, they’ll receive an SMS with a link to open a new account – a process that only takes a few minutes. Once the account is opened, they’ll be able to receive the funds.

As of today, any balance in your Neo plan accrues an annual interest rate of approximately 4.2% (with no deductions other than tax).

The interest in the Neo plan is linked to the Prime rate. As of 11.1.26, the Prime rate is 5.5%, and the interest rate in the Neo plan is Prime minus 1.3% (P-1.3%), the Neo interest rate will be updated in line with any changes to the Prime rate.

In the future, you’ll also be able to transfer your Neo funds into other investment tracks offered by BTB.

You can transfer any available balance from your investment account with Neo, up to ₪5,000 per single transfer – with no monthly or annual limits.

Transfers from your BTB account to other users are instant, and your updated balance will be reflected immediately once the recipient approves the transfer.
Transfers from your BTB account to your bank account offer higher liquidity compared to our regular investment tracks, thanks to our innovative technological liquidation mechanism developed specifically for this plan.

BTB was founded in 2014 by Shlomi Turgeman and Alon Katz to address the credit crunch facing Israeli businesses and to advance the local credit market.

On February 1, 2018, legislation regulating P2P platforms in Israel came into effect – officially known as Amendment No. 4 to the Financial Services Supervision Law (Regulated Financial Services), 2016. We are proud to note that we were among the initiators of this legislation and were actively involved throughout the entire process – from drafting the law, through Knesset committee sessions, and up to the law’s final approval.

Our operations are regulated by the Capital Market, Insurance and Savings Authority, and the company operates under a license for the operation of an Expanded Credit Intermediation System (License No. 56406). You are welcome to view our license right here.

Get your Neo today

In just a few minutes, you can have your own Neo. Simply click the button below, open an account with the Neo plan, and start transferring money while earning interest on your balance. 

Open Neo

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Who are we?

BTB is a pioneer of P2P lending in Israel. The platform began operating in 2014 after several years of intensive planning and development, once we were confident in the revolutionary product we built (you know, no half measures…). Since its founding, BTB has promoted legislation enabling the public in Israel to benefit from social lending — both as investors and as business owners seeking loans. By leveraging advanced financial technology, BTB has sparked a revolution, creating real competition in Israel’s credit market — allowing anyone to invest in Israeli businesses and earn interest. Now that we’ve introduced the platform, it’s time to meet the people behind it: the founders are Shlomi Turgeman (CEO) and Alon Katz (Deputy CEO), who also serve as directors. The company’s board includes Danny Krost (Chairman), Iris Shalegi, and Eli Kedush — all with extensive experience in banking, social entrepreneurship, and marketing, counted among Israel’s top experts. We work hard to make things easy for you. We love what we do — and we love success. We are technological, human, fast, and professional. We are the banking of the future. We are BTB.
Our loans are not available to every business, but only to those with a proven track record, at least one year of business activity, cash flow, and growth potential. Did you know that small and medium-sized businesses generate 54% of the GDP? This means that your investment, no matter the amount, joining thousands of other investors — helps advance the economy and business growth. We offer market-breaking loans to business owners who want and are able to grow — from ₪100,000 up to ₪1,000,000, for periods of 4–8 years. And of course, there are also longer loans for property owners — up to 40 years, secured by real estate or a cash deposit. So what do we have? BTB investors earn all the interest on the loans, and Israeli businesses and property owners receive the credit they need to achieve their goals. Simple, fair, smart.

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