Be the bank,
and simply earn interest

Give loans to business owners and property owners, diversify your investment portfolio – and earn interest just like the bank does! Simple, fair, smart.
Total deposits provided by BTB investors for loans
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Our
recommended
investment
plans

B-MATCH

Maximum Diversification Track
8.1%~
A track with exposure to more than 3,500 loans, without locking in your money.
Average annual
interest rate
Read more

B-GOLD

Collateral Track
8%~
All loans are secured by collateral in addition to a guarantor. Exit request available every 18 months.
Average annual
interest rate
Read more

B STATE

Iron Swords Route
4.75%~
All loans are from the state-guaranteed fund. Exit request available every 12 months.
Prime – 0.25%
Learn more

NEO

Instant Transfers Between Investors
3.7%~
A flexible investment path with immediate peer to peer transfers and rapid withdrawals to your bank account.
Prime –1.3%
Learn More

One of the Most Advanced Diversification Systems in the World

Investors’ funds are automatically distributed across loans by the B-Match system, which creates for each investor a loan portfolio made up of thousands of borrowers that continues to grow. All of this is made possible thanks to award-winning technology that fully intermediates between investors and borrowers—so that you can start earning interest from the very first second.

Smart and User-Friendly Investment Management

We’ve created a smart and accessible dashboard that allows you to track your investment funds in real time.

What Do
We Actually Do?

What do
we actually do?

Connecting Investors and Borrowers

Since 2014, BTB has been building direct bridges between investors and carefully vetted business and property owners. Our platform allows everyday investors to “Be The Bank” — earning steady, predictable interest by lending directly.

A Simple, Fast Loan Process with a Personal Touch

Through our technology platform, you can check your loan eligibility anytime with just a click. Applications that receive preliminary approval are given personal, professional, and exceptionally fast handling—so you can get the funding you need, exactly when you need it.

Professional Financial Technology

When you are the bank, your money is spread across thousands of different loans. With our B-MATCH technology, your loan portfolio is updated daily, building a strong and stable investment that grows and strengthens with every passing day. All that’s left for you is to enjoy the interest.

Smart and User-Friendly System

When you are the bank, you get full access to a detailed, transparent, and easy-to-use personal area. At any moment, you can view your loan portfolio, track active loans across different sectors, monitor every movement in your account, and know exactly where your money stands.

Be The Bank —
and Feel More Secure

To ensure your investment is as diversified and protected as possible, we’ve created five smart safeguards that significantly reduce risk.
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Legal Protection

Every loan is backed by comprehensive legal agreements signed by both the borrower and their guarantors. In the rare case of a credit issue, BTB covers all legal handling at no cost to you.

View our license

209

Guarantors & Promissory Notes

Borrowers must provide guarantors who sign all relevant agreements, including promissory notes. Our in house analysts thoroughly vet each guarantor.

42307

Broad Diversification

Thanks to our award winning B MATCH technology, no single loan will ever account for more than 2% of your portfolio (except for secured “Gold” loans).

42305

Human + Tech Analysis

Every loan is backed by comprehensive legal agreements signed by both the borrower and their guarantors. In the rare case of a credit issue, BTB covers all legal handling at no cost to you.

203

You’re in Experienced Hands

Our credit committee includes leading experts in finance, law, capital markets, and academia — all working together to safeguard your investment.

A solid investment,
with a blue-and-white twist

Our loans are not granted to just any business, but only to those with a proven track record, at least one year of business activity, cash flow, and growth potential. Learn more

The top business
owners of BTB

You may not be able to personally meet the business owners you invest in, but we wanted to give you a glimpse of the human capital that defines them – hardworking, experienced, and dedicated to the growth of their businesses.
Poster Image

Meet Itay

Poster Image

Meet Yehuda

Poster Image

Meet Shoshi

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Who are we?

BTB is a pioneer of P2P lending in Israel. The platform began operating in 2014 after several years of intensive planning and development, once we were confident in the revolutionary product we built (you know, no half measures…). Since its founding, BTB has promoted legislation enabling the public in Israel to benefit from social lending — both as investors and as business owners seeking loans. By leveraging advanced financial technology, BTB has sparked a revolution, creating real competition in Israel’s credit market — allowing anyone to invest in Israeli businesses and earn interest. Now that we’ve introduced the platform, it’s time to meet the people behind it: the founders are Shlomi Turgeman (CEO) and Alon Katz (Deputy CEO), who also serve as directors. The company’s board includes Danny Krost (Chairman), Iris Shalegi, and Eli Kedush — all with extensive experience in banking, social entrepreneurship, and marketing, counted among Israel’s top experts. We work hard to make things easy for you. We love what we do — and we love success. We are technological, human, fast, and professional. We are the banking of the future. We are BTB.
Our loans are not available to every business, but only to those with a proven track record, at least one year of business activity, cash flow, and growth potential. Did you know that small and medium-sized businesses generate 54% of the GDP? This means that your investment, no matter the amount, joining thousands of other investors — helps advance the economy and business growth. We offer market-breaking loans to business owners who want and are able to grow — from ₪100,000 up to ₪1,000,000, for periods of 4–8 years. And of course, there are also longer loans for property owners — up to 40 years, secured by real estate or a cash deposit. So what do we have? BTB investors earn all the interest on the loans, and Israeli businesses and property owners receive the credit they need to achieve their goals. Simple, fair, smart.