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Smart investments
in great businesses

Give loans to selected business owners, diversify your investment portfolio -
and earn all the interest on the loan! Simple, fair and smart.

Open an investor account
יבגניה דודינה

Suitable for any amount

Average interest rate OF 8% 

B-Match Technology

5 Smart Protections

What do we do?

  • Since 2014, we’ve been connecting investors and borrowers, using our advanced financial technology. And when we say "investors", we mean each and every one of you who wants to invest wisely and enjoy market leading interest rates.
 
  • Investors' money is divided between the loans automatically, by our B-Match system that creates an individualized loan portfolio for our investors comprising of hundreds of borrowers. All this, in a simple and fast loan process that does not require a meeting between the investor and borrowers.
 
  • With BTB, investors gain access to a detailed and accessible personal area, where you can see your loan portfolio and receive information about the loans, the various sectors, account movements and overview. "Transparency", have we mentioned that, yet?
 
  • Being pioneers of social lending in Israel is only possible through the combination of advanced financial technology and professional analysis – we succeed in making banking of the future accessible to you, all without intermediaries, branches and hundreds of employees. That's how we all benefit.

BTB’s Finest

You may not know the owners of the businesses in which you will invest, but we wanted to give you a sense of the human capital that characterizes them – they are diligent, experienced and committed to the growth of their business.

הקודם
הבא

A solid investment with a twist of blue and white.

  • Our loans are not given to every business, but only to those with a proven track record and at least two years of business activity, cash flow and the ability to grow.
  • Did you know small and medium-sized businesses account for 54% of Gross Domestic Product? Your investment, no matter the amount, joins thousands of other investors – promoting the economy and economic growth.
  • We offer market-leading loans to business owners who can benefit from between NIS 100,000 to NIS 1,000,000 and for periods of 4-8 years. Oh, and of course, there are also longer loans – up to 40 years, against a mortgage on a real estate property or a cash deposit.
  • So what’s the takeaway? BTB investors who earn all the interest rates on loans and Israeli businesses that get the credit they need to grow. Simple, fair and smart.
start investing

A safe investment is not just a slogan for us.

In order for your investment to be diversed and protected as possible,
we have created 5 smart protections that significantly reduce the risk:

Human and Technological Analysis
Even though each borrower undergoes a detailed analysis, our B-Match system creates a diversification plan that enable our investors to maintain a huge spread among hundreds of loans automatically. These loans make up our investor’s portfolio so that no more than 2% of their money will be assigned to a single loan
Wide dispersion
Your money is important to us. Although each of our borrowers has undergone detailed analysis, our systems do not allow a case in which one investor's money will be given to a single borrower. Therefore, BTB has developed a unique BANKING TECH AWARDS-winning system called B-Match that automatically creates a portfolio of hundreds of loans per investor, so that no more than 2 percent of your money will be transferred to a single loan (with the exception of gold loans also backed by the encumbrance of property or money)
Guarantor and Promissory Note
As a rule, each borrower is obligated to provide guarantors, who are obligated to sign all the legal documents, including a promissory note. These guarantors are carefully examined by our team of analysts as a condition for granting the loan, so that if necessary (hopefully not), we can require them to settle the loan
Legal defense
Each loan is backed by legal documents signed by both the borrower and their guarantors. In the event of an ongoing credit issue or failure to repay the loan, we will handle any potential legal action, at our expense, that might be required and without any action on the part of the investors
Mutual Guarantee Fund
In order to increase the protection against fluctuations, we established the mutual guarantee fund to which each investor allocates 1% of their deposit amount from each receipt. In case there is a failure to repay a loan and in accordance with the rules of the platform, the monthly payment to the investor will be paid from the mutual guarantee fund. The mutual guarantee fund is intended for the payment and processing of loans in default, exclusively, and do not belong to us. It’s important to note: If you decide to withdraw your money, the money deposited in the mutual guarantee fund will not be returned to you
Supervision of the Capital Market Authority
As leaders of the reform, we operate in accordance with the law regulating the activity of P2P platforms in Israel, which entered into force on February 1, 2018 or in its official name - Amendment No. 4 to the Financial Services Supervision (Regulated Financial Services) Law, 2016. We also initiated, accompanied and advocated for it throughout its legislative process
לצפייה באישור העיסוק של הפלטפורמה לחץ כאן
You're in good hands
BTB has a credit committee composed of first-class professionals with vast seniority in providing credit to a wide range of businesses in Israel. The committee has been acting alongside an experienced board of directors with members who are senior professionals in economy, law, capital market and the academy
שקופית קודמת
שקופית הבאה

 

Interest Paid to Investors to Date

Total funds deposited for Loans

Average interest on loans

Investment Portfolio Simulator

 

סך ההפקדות שבוצעו לטובת הלוואות

 

ריביות שחולקו למשקיעים עד כה

 

ריבית ממוצעת על ההלוואות

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The foregoing is subject to the Company's terms, terms of use and the provisions of the law as updated from time to time. The aforementioned should not be considered a commitment to achieve any return and the information on returns and/or interest rates obtained in the past does indicate returns and/or interest rates that will be achieved in the future. The foregoing does not constitute any investment advice and/or replace investment advice and/or taxation advice tailored to the client's needs. P2P's activity in Israel is regulated under the Financial Services Supervision Law (Regulated Financial Services), 5766-2016; the granting of the loan is at the sole and absolute discretion of the Company. Failure to comply with the repayment of the loan or credit repayment may result in a charge at arrears interest and execution proceedings.By leaving the details, you give your consent to the privacy policy, including receiving promotional mailings from BTB, but you can request to remove yourself at any time.

All rights reserved to B.T.B. connecting Loans in Israel Ltd. 2014-2024, 8 Haharash St, Tel-Aviv.