The vast majority of BTB's borrowers are people with businesses with at least two years of business activity who are interested in a large loan (NIS 100,000 to NIS 1,000,000) for medium terms of 4-6 years. Our borrowers are normative, repayable borrowers who wish to diversify or expand their credit for growth. In general, the interest that borrowers pay is a fixed annual interest, according to the Spitzer Table, which is determined by various characteristics such as size, seniority, quality of borrowers/guarantor, normative and many other parameters.
How does It work?
- We connect lenders and borrowers as of 2014. Lenders are private individuals or businesses interested in giving loans to businesses in order to get all of the interest earned from the loan, and borrowers are small and medium business owners with at least two years seniority who wish to obtain a loan to expand and develop their business.
- lender's funds are divided through an automated system among many other borrowers through a simple and quick loan process that does not require a frontal meeting between borrowers and lenders.
- Loans can be tracked through BTB's system, a smart and user-friendly system that allows you to evaluate the performance of your personal investment portfolio from one year to 60 years ahead!
- BTB embodies the banking of the future – we integrate technology and professional analysts to do just that, without intermediaries, without branches and without hundreds of employees – and everyone earns!